About Us
Our philosophy
We strive to be your one stop for all of your funding solutions.
We are a direct hard money lender for fix & flips, DSCR, purchase, refinance, portfolio, ground up, land, and manufactured homes.
We can fund in as little as 48 hours!
We also provide solutions for business funding, personal loans, auto loans, primary home purchase, refinance, HELOC's and rural properties.
We provide funding from $5,000 to over $500 Million, whether you are looking for funding today or long-term funding, we have a solution for you.
No matter the the challenge we can find a solution for you!
Unique
Approaches
No circumstance is beyond our capabilities to get you funded. With our unique approaches and tailor made solutions, we have a program that can suit you
Dedicated
Support
At Phoenix Funded you are our #1 priority and will hold your hand through the entire process ensuring a smooth and seamless experience
up to 100%
Financing Available
We have programs that all up to 100% financing to qualified borrowers in certain areas.
Contact us today to see if you qualify!
Direct
Lender
We are a direct lender that can fund you in as little as 48 hours.
Our Programs
We offer
fix & flip/Rehab Bridge loans
We offer short term Fix and Flip loan products that can be funded in as little as 48 hours, sometimes with no appraisal needed. Terms can range from 6-18 months and for qualified borrowers we have programs that allow for up to 100% financing!
DSCR loans
We provide hassle-free DSCR loan products for real estate investors, allowing them to qualify based on rental income rather than personal income, making it easier to scale their investment portfolio.
Portfolio loans
Our portfolio loan products offer flexible financing for investors with multiple properties, simplifying underwriting and allowing for customized loan terms that fit your unique investment strategy.
Ground Up Constructions loans
Whether you’re building from the ground up or completing a major development, we offer tailored construction loan products with competitive rates and structured draws to keep your project on track.
Purchase, Refi, Helocs on primary residences
From buying your first home to refinancing for better terms or tapping into equity with a HELOC, we provide personalized mortgage solutions to meet your financial goals.
Business funding
We help businesses secure funding with flexible options, whether you need working capital, expansion financing, or equipment purchases, getting you the capital you need, when you need it.
Stages
How to get started?
First step
Apply for funding
First, click any of the apply now buttons on this site and fill out our quick and easy application.
second phase
Speak with a loan officer
Once we receive your application, a loan officer will contact you to speak with you about your application and provide you with a timeline and go over different options we can offer.
Third stage
Receive a loan estimate/term sheet
After we have all of your information and we have discussed different options we will provide you with written estimates for your loan and once you are happy with the option we have presented we will begin the underwriting and processing phase
fourth stage
Appraisal, if needed
Once your loan is submitted for processing we will have an appraisal ordered to confirm the properties details. Sometimes we don't require an appraisal depending on property type, loan product and leverage offered.
Fifth Stage
Closing
FIRST STAGE
Sign up for a consultation
First of all, we will make an appointment with our specialist to discuss all the details of the order and find out your basic wishes
SECOND STAGE
SPEAK WITH A LOAN OFFICER
Once we receive your application, a loan officer will contact you to speak with you about your application and provide you with a timeline and go over different options we can offer.
Third stage
RECEIVE A LOAN ESTIMATE/TERM SHEET
After we have all of your information and we have discussed different options we will provide you with written estimates for your loan and once you are happy with the option we have presented we will begin the underwriting and processing phase
fourth stage
APPRAISAL, IF NEEDED
Once your loan is submitted for processing we will have an appraisal ordered to confirm the properties details. Sometimes we don't require an appraisal depending on property type, loan product and leverage offered.
FIFTH STAGE
CLOSING
Once we receive the appraisal details back we are cleared to close!
First step
APPLY FOR FUNDING
First, click any of the apply now buttons on this site and fill out our quick and easy application.
SECOND STAGE
SPEAK WITH A LOAN OFFICER
Once we receive your application, a loan officer will contact you to speak with you about your application and provide you with a timeline and go over different options we can offer.
Third stage
RECEIVE A LOAN ESTIMATE/TERM SHEET
After we have all of your information and we have discussed different options we will provide you with written estimates for your loan and once you are happy with the option we have presented we will begin the underwriting and processing phase
fourth stage
APPRAISAL, IF NEEDED
Once your loan is submitted for processing we will have an appraisal ordered to confirm the properties details. Sometimes we don't require an appraisal depending on property type, loan product and leverage offered.
FIFTH STAGE
CLOSING
Once we receive the appraisal details back we are cleared to close!
REVIEWS
A few words from our clients
I applied for the design of my country house, as it needed a complete transformation and renovation! I contacted this company and very quickly found a solution and, taking into account my wishes, within a couple of days the design project was approved, and literally in a month everything was ready!
Michael Dowton
"Phoenix Funded made my DSCR loan process incredibly smooth! As a real estate investor, I needed a lender who could approve me based on my rental income rather than tax returns, and they delivered. The funding was fast, the terms were competitive, and their team was responsive every step of the way. I’ll definitely be using them again for future deals!"
Michael R
"Managing multiple investment properties can be a challenge, but Phoenix Funded made it easy with their portfolio loan. Instead of dealing with multiple lenders and complicated paperwork, I was able to consolidate everything into one simple loan. Their flexible underwriting process allowed me to scale my portfolio without the usual headaches. Highly recommended!"
Kira C
"Phoenix Funded was instrumental in helping me secure financing for my ground-up construction project. Their structured draw process kept my project moving, and I never had to worry about delays. The team truly understands real estate investing and made the entire process straightforward. If you're looking for a lender that knows construction, this is the one!"
